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LIFE INSURANCE · LIVING INSURANCE

Let’s talk about Life & Living insurance.

It’s healthy to talk about death. It’s even better to plan for it.

How to apply

Step 1

Get an estimate

  • Answer 12 questions to see what cover might suit your needs
  • Find out how much your cover might cost
  • Use the sliders to adjust the cover to a level or price that suits you
  • When you’re satisfied with your cover selections, click ‘Apply Online’ to continue
  • Answer 12 questions to see what cover might suit your needs
  • Find out how much your cover might cost
  • Use the sliders to adjust the cover to a level or price that suits you
  • When you’re satisfied with your cover selections, click ‘Apply Online’ to continue
Step 2 (optional)

Questions? Ask a specialist

  • Get personalised support from the nib team
  • Check eligibility and get answers to questions via phone, or email
  • Our team will aim to get back to you within one business day
  • Get personalised support from the nib team
  • Check eligibility and get answers to questions via phone, or email
  • Our team will aim to get back to you within one business day
Step 3

Fill out an application

  • After receiving your estimate, click ‘Apply Online’ in the Estimator tool to continue
  • We will ask about your health history, beneficiaries, and personal details. ​
  • If you prefer, you can also apply over the phone with one of our specialists, who will guide you through the process.​
  • If you need assistance at any stage, our specialist team is available to help.​
  • Once submitted, your application will be reviewed, and you’ll receive Temporary Death Cover while it’s being assessed.​
  • After receiving your estimate, click ‘Apply Online’ in the Estimator tool to continue
  • We will ask about your health history, beneficiaries, and personal details. ​
  • If you prefer, you can also apply over the phone with one of our specialists, who will guide you through the process.​
  • If you need assistance at any stage, our specialist team is available to help.​
  • Once submitted, your application will be reviewed, and you’ll receive Temporary Death Cover while it’s being assessed.​

Important things to know

Before you apply, it may be helpful to check if you’re eligible for Life & Living insurance and learn more about the process. Here are some common questions and things you should know about applying for Life & Living insurance with nib.

Ready to apply?

Start your online application today! After you submit your information, a member of our team will review it to determine if we can provide you with cover.

Important Information

Only the main features and benefits of the Life & Living Insurance is outlined here. For a full explanation of all benefits, exclusions and other terms and conditions of the cover, view the Life & Living Insurance wording.

Life & Living Insurance is provided by nib nz insurance limited and is a related company of nib nz limited (“nib”). nib nz insurance limited issues and underwrites Life & Living Insurance products, and is solely responsible for claims under the cover. nib sells and may advise you on these products. Find out more about financial strength and financial advice with nib.