LIFE INSURANCE · LIVING INSURANCE
Let’s talk about Life & Living insurance.
It’s healthy to talk about death. It’s even better to plan for it.
Why Life insurance & Living insurance is important
Nobody knows what's coming around the corner in life. That's why we offer Life insurance & Living insurance, so you can prepare for the unexpected and help ensure your loved ones are taken care of – even if you're no longer around. Apply online or speak to our team to get covered today.
Here are three great reasons to consider Life & Living insurance:
It can safeguard your biggest asset - your income
If you’re unable to work due to illness, Income Protection Illness cover can help with the essential day-to-day expenses like mortgage repayments, rent or groceries — leaving you to focus on getting better.
It helps give your family space to grieve
If you pass away, there may be a significant financial impact on your loved ones. Life cover can help reduce stress and give those you care about time to grieve and adjust to their changing circumstances.
It can cover your funeral
Funeral expenses cover is included complimentary with any nib Life insurance or Living insurance cover you apply for online or by calling our team of specialists. It pays a lump sum payment of $15,000 if you pass away or if you get a terminal diagnosis and are expected to die within the next 12 months. This can help your loved ones meet funeral expenses without financial stress or worry.
Frequently asked questions
Here are some frequently asked questions about our Life insurance & Living insurance products that are available to purchase online or over the phone with our team of specialists. If you're looking for information on our nib Ultimate Life insurance & Living insurance, please click here.
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How to apply
Talking about death or serious illness can be tough, but applying for Life & Living Insurance doesn’t have to be. Whether you’re ready to take the first step with our Estimator tool or would like further guidance, our specialists are here to help. You can contact us to speak with a specialist over the phone for personalised advice and support, making the process as simple and stress-free as possible.
Important Information
Only the main features and benefits of the Life & Living Insurance is outlined here. For a full explanation of all benefits, exclusions and other terms and conditions of the cover, view the Life & Living Insurance wording.
Life & Living Insurance is provided by nib nz insurance limited and is a related company of nib nz limited (“nib”). nib nz insurance limited issues and underwrites Life & Living Insurance products, and is solely responsible for claims under the cover. nib sells and may advise you on these products. Find out more about financial strength and financial advice with nib.